About Annie Lee

Annie Lee loves sharing financial lessons to help readers discover their way towards financial freedom.

Here are my most recent posts

3 Situations You Must Avoid if You Have Mortgage

3 Situations You Must Avoid if You Have Mortgage

Being under a mortgage loan agreement is not easy. It’s considered a major life phase since you can acquire your dream home with the backing of a lender. While you only need to pay about one-fourth of the home’s spot value, the repayment term can drag on for years. This can be pressured, especially if you have to balance many responsibilities. It’s not news that some homeowners are getting kicked out of their homes due …

What You Need for Getting a Mortgage Loan

What You Need for Getting a Mortgage Loan

Mortgage loans are one of the loans that involve large amounts being granted to a borrower as it involves the purchase of a property. Therefore, careful planning and management are required before taking on a mortgage loan. Mortgages involve complex schemes and without careful study, a mortgage loan may end up as a debt that would be hard to manage. It is essential that a mortgage loan is properly reviewed and undergoes careful planning to ensure …

Where to Invest Your Hard-Earned Money?

Where to Invest Your Hard-Earned Money?

Investing money is a way for individuals to save toward their goals, whether it be retirement, a child’s college education, or some other financial goal. New investors need to take the time to determine their goals and learn some basic concepts of investing before jumping right into making an investment. Successful investing takes much research, time, and patience. As a beginner starts by being successful in making money through investments. How much money do I …

What is Credit Analysis

What is Credit Analysis

Credit Analysis is a process in which a lender goes through a process of review prior to granting a loan. A loan application needs to undergo a process to ensure a money lender’s collectability over the borrowed money. The results derived from a credit analysis gives the borrower more credibility to be granted a loan and that the risk of the collection will be probable. Credit Analysis is a much specific process that is applied to Risk …